Your safety net

IPSE understands running your own business can be demanding - with our range of guides, tools and business support services, we can help manage your work, leaving you to maximise your productive time.

Benefits of Standard Membership

A specialist to defend you in a tax investigation at no cost

For IPSE standard members we will provide a specialist to deal with your tax investigation should there be a dispute with HMRC. The specialist will handle all correspondence with HMRC at no cost to you.

 

Upgrade to plus to receive the following extra benefits

£5,000 life assurance cover at no cost

IPSE plus members receive £5,000 life assurance as standard, once activated you can choose to increase this up to £250,000 at a discounted rate. This serves as not only your life assurance but also as your death-in-service benefit.*

A specialist to represent you in all HMRC compliance checks at no cost  

For Plus members the entire HMRC compliance check is handled, this is from the first letter landing on your door right through to tribunal, if necessary. Many investigations can be stopped before they have the chance to begin, IPSE will draft a response to the initial notification from HMRC removing the stress and minimising the risk of responding incorrectly. If HRMC want to proceed with the check IPSE will represent you at no cost, the Arctic case amongst others demonstrates our commitment to supporting members who are genuinely self-employed. We will be by your side the whole way.

Up to £10,000 compensation if a client goes bankrupt or goes in to administration  

If a client goes into administration without paying your outstanding invoices we will compensate up to £10,000**

Up to £5,000 compensation for jury service  

If you are working on a contract and get called up for jury service IPSE will compensate based on your day rate as per the contract up to £5000**

Up to £2,000 compensation if you are ill/injured for 3 weeks  

If you are ill or injured for 3 or more weeks IPSE will compensate you up to £2,000 based on your day rate as per your current contract**

Up to £1,000 compensation if an agency breaks its contract  

If an agency does not meet the terms of the contract that is in place IPSE will compensate you up to £2,000 based on your day rate as per your current contract**

Up to £500 per day compensation for tax compliance meetings  

If you are unable to work whilst on contract due to a tax compliance meeting IPSE will compensate you up to £500 based on your day rate as per your current contract**

*Terms and conditions for the IPSE Pension Scheme

**Terms and conditions for Insurance Products

Benefits of IPSE Plus Membership

 

A specialist to represent you in all HMRC compliance checks at no cost  

For Plus members the entire HMRC compliance check is handled, this is from the first letter landing on your door right through to tribunal, if necessary. Many investigations can be stopped before they have the chance to begin, IPSE will draft a response to the initial notification from HMRC removing the stress and minimising the risk of responding incorrectly. If HRMC want to proceed with the check IPSE will represent you at no cost, the Arctic case amongst others demonstrates our commitment to supporting members who are genuinely self-employed. We will be by your side the whole way*

Up to £10,000 compensation if a client goes bankrupt or goes in to administration  

If a client goes into administration without paying your outstanding invoices we will compensate up to £10,000*

Up to £5,000 compensation for jury service  

If you are working on a contract and get called up for jury service IPSE will compensate based on your day rate as per the contract up to £5000*

Up to £2,000 compensation if you are ill/injured for 3 weeks  

If you are ill or injured for 3 or more weeks IPSE will compensate you up to £2,000 based on your day rate as per your current contract*

Up to £1,000 compensation if an agency breaks its contract  

If an agency does not meet the terms of the contract that is in place IPSE will compensate you up to £2,000 based on your day rate as per your current contract*

Up to £500 per day compensation for tax compliance meetings  

If you are unable to work whilst on contract due to a tax compliance meeting IPSE will compensate you up to £500 based on your day rate as per your current contract*

£5,000 life assurance cover at no cost

IPSE plus members receive £5,000 life assurance as standard, once activated you can choose to increase this up to £250,000 at a discounted rate. This serves as not only your life assurance but also as your death-in-service benefit.**

*Terms and conditions for Insurance Products

**Terms and conditions for the IPSE Pension Scheme

Benefits of IPSE Protect Membership

A specialist to represent you in all HMRC compliance checks at no cost  

For Protect members the entire HMRC compliance check is handled, this is from the first letter landing on your door right through to tribunal, if necessary. Many investigations can be stopped before they have the chance to begin, IPSE will draft a response to the initial notification from HMRC removing the stress and minimising the risk of responding incorrectly. If HRMC want to proceed with the check IPSE will represent you at no cost, the Arctic case amongst others demonstrates our commitment to supporting members who are genuinely self-employed. We will be by your side the whole way.

£5,000 life assurance cover at no cost

IPSE Protect members receive £5,000 life assurance as standard, once activated you can choose to increase this up to £250,000 at a discounted rate. This serves as not only your life assurance but also as your death-in-service benefit.*

To activate your life assurance please complete this form.

Up to £2,000 compensation for jury service  

If you are working on a contract and get called up for jury service IPSE will compensate based on your day rate as per the contract up to £5000*

Up to £2,000 compensation if you are ill/injured for 3 weeks  

If you are ill or injured for 3 or more weeks IPSE will compensate you up to £2,000 based on your day rate as per your current contract*

*Full insurance terms and conditions