Running your own business means dealing with challenges that sometimes require legal help. IPSE members have Legal Protection insurance included in their membership, giving you access to expert support and cover for many of the most common disputes faced by the self-employed.

Legal Protection insurance helps cover the cost of legal representation and professional fees when you’re involved in certain business-related disputes. It ensures you have the right support in place to defend or pursue a claim without facing the cost alone.

This cover applies to legal issues that arise in your business capacity, not personal matters.

Your annual limit depends on your membership type:

• Freelancer & Umbrella members: up to £50,000
• Director members: up to £100,000

The policy supports you across a broad range of legal disputes, including:

Employment disputes
Legal costs to defend an employment claim brought against your business.

Health & Safety prosecutions
Representation if you face prosecution under health & safety or related legislation.

Criminal prosecution defence
Cover for legal defence if you are prosecuted in a criminal court in a business capacity.

Property disputes
Support for pursuing or defending legal action relating to business property or tenancy terms.

Data protection
Legal defence for civil proceedings brought under data protection legislation.

Personal injury
Help to pursue a claim if a director, partner or employee is injured due to a third party.

Debt recovery
Legal support to pursue an uncontested business debt.

Contract disputes
Cover for pursuing or defending disputes with customers or suppliers.

Restrictive covenants
Support for enforcing restrictions in an employee’s contract.

Wrongful arrest defence
Cover for defending civil proceedings brought against you for wrongful arrest or malicious prosecution.

^{The Association of Independent Professionals and the Self Employed Limited (“IPSE”) is an Appointed Representative of Qdos Broker and Underwriting Services Limited. Qdos Broker and Underwriting Services Limited is authorised and regulated by the Financial Conduct Authority. This can be checked on the Financial Services Register at www.register.fca.org.uk. Qdos Broker and Underwriting Services Limited is a limited company registered in England and Wales under No. 06012716 and with its registered office at: The Grange, Grange Avenue, Rearsby, Leicester, LE7 4FY. In order to maintain a quality service, we may record and/or monitor calls for quality assurance, training, security and regulatory purposes.}