Membership Benefits

Explore our member benefits below to find out how you can become empowered, protected, and connected through IPSE membership.

Protection

We protect you by campaigning and influencing government to create a fair business environment that encourages self-employment as a career choice. We help you understand and manage your business risks, safe in the knowledge that we can provide tailored insurances and helplines that protect against the unforeseen.

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Illness and injury cover

Illness and injury cover

If you are ill or injured for three or more weeks and cannot work, IPSE will compensate you for loss of earnings.

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Jury service cover

Jury service cover

If you are called for jury service and cannot work, IPSE will compensate you for loss of earnings.

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Tax and VAT investigation cover

Tax and VAT investigation cover

If HMRC investigates your tax affairs, IPSE provides expert support and cover for legal fees.

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Managed service company investigation cover

Managed Service Company investigation cover

If you're involved in an MSC investigation, IPSE provides expert advice, Q&A support and protection throughout HMRC enquiries.

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Legal protection cover

Legal protection cover

If you face a business-related legal dispute, such as an employment claim or contract disagreement, IPSE covers legal representation and fees up to £50k.

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Contract failure cover

Contract failure cover

Get compensated if the agency you work through or your end client fails to meet the terms of your contract.

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Umbrella failure cover

Umbrella default cover

Get protected if an umbrella company owing you money goes bankrupt or enters administration before making payment.

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End client cover

End client or agency failure cover

Get protected if an end client or agency owing you money goes bankrupt or enters administration before paying an outstanding invoice.

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Campaigning

Campaigning

The self-employed are stronger together. That's why we champion your interests, bringing freelancers together to influence government and industry.

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Connection

We connect you to a strong and supported network of fellow IPSE members, staff and experts that can be relied upon throughout your journey. We help you source expertise, engage with policymakers and collaborate together to access business opportunities.

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Empower

We empower you with the right tools that help create a healthy and rewarding business now, and for the future. We help you develop your career through inspirational and practical content, and offer financial and wellbeing services for peace of mind.

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