IPSE Life Assurance
IPSE Plus members get £5,000 life assurance included in their membership. All IPSE members have access to our discounted scheme
Being self-employed requires wearing many hats.
An IPSE membership gives you access to everything you need for a successful business, all in one convenient place. Make planning ahead a little easier, with a little more peace of mind, so that you can focus on what you do best.
See our full list of member benefits
| Benefit | Essentials | Standard | Plus |
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| Premium guides and templates |
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| Events |
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| Money saving offers |
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| Wellbeing services (Perkbox) |
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| Tax and legal helplines |
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| Contract Review Service |
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| Discounted business insurance portal |
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| IPSE Partner Offers |
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| IPSE Group Pension |
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| IPSE Group Life Assurance |
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£5,000* |
| Tax Pre Dispute Cover | - | - |
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| Tax Investigation Cover | - |
Up to £100k indemnity £250 per day of loss of earnings |
Up to £100k indemnity £500 per day of loss of earnings |
| End Client, Umbrella and Agency Default Cover |
- | Up to £2,500 for end client, agency default not included, umbrella default not included |
Up to £10,000 for end client, |
| Contract Failure Cover | - | Up to £750 | Up to £1,000 (NA for umbrellas) |
| Jury Service Cover | - | Up to £1,500 per claim | Up to £5,000 per claim (£2,500 for umbrellas) |
| Illness and injury Cover | - | - | Up to £2,000 for full 3 weeks |
| Annual RRP (ex. VAT) | £79.17 | £191.67 | £275 |
| RRP (incl. VAT) | £9.00 / month (£95 annual) |
£21.50 / month (£230 annual) |
£31.25 / month (£330 annual) |
*First £5,000 of life insurance included free of charge.
IPSE Contract Review service
Here at IPSE we know how important it is to keep all your contracts in check, which is why we’re providing both our members and non-members the opportunity to get their contractual documents and status questions reviewed for IR35, easily and inexpensively online.
Find out more
IPSE Resource Library
As an independent professional it's important to keep your skills and knowledge up to date. With an IPSE membership you'll have access to guides, tips, tools and templates, plus access to discounted training, in-classroom and online learning.
Search for resourcesIPSE Marketplace
IPSE Marketplace, where you can find exclusive deals and discounts from our partners: to help save you and your business both time and money.
Sign-up or log in now to access more from an IPSE membership plan
IPSE Tax, Contract and Legal helplines
Our tax and legal helplines are provided by a team of impartial experts, who can provide you with guidance for all your queries through your self-employed journey.
IPSE Pension
Find out more about saving for retirement with IPSE's Group Pension Scheme. IPSE members can take advantage of the great rates on offer
Partners
We work with our partners to provide a range of products and services exclusively for IPSE members.
IPSE Rewards
Through the IPSE Rewards platform members can access a wide collection of rewards and savings, that are available from some of the UK’s biggest brands.
National Freelancers Day
Our annual flagship event is a packed day full of inspirational speakers, interactive sessions, informative workshops and so much more.
IPSE Community
Join in, share your experiences and get your questions answered in our vibrant on-line forums
Claim Forms
If you want to make a claim for tax representation of for a business interruption or loss of earnings, visit our claim forms here
FAQs