My Money: A week of financial guidance for freelancers

15th – 19th November 2021


This autumn IPSE will bring you an action-packed week full of online events giving you the expert insight on financial matters affecting your freelance business.

The week-long My Money event will consist of a range of Q&A sessions, webinars, and member exclusive events offering insights and practical tips on a range of freelancing subjects including how to save for later life, mortgages and tax investigation.

All events are free of charge and require registration. To register, just click on the individual event you’d like to attend and sign up via the registration link.

Keep an eye on our events page for more details.

 

My Money Sponsors


CMME is one of the UK’s largest contractor mortgage specialist, dedicated to supporting Britain’s freelancers, contractors and self-employed professionals – ambitious, enterprising people like you who’ve backed themselves to make their own way in life. 

We know that being self-employed can make it harder to ‘fit the mould’ when it comes to financial services. That’s why we’ve spent the last 15 years working with banks, lenders and other service providers to make sure independent professionals like you get the mortgages and financial protection they deserve.

Visit CMME partner page

 

Markel are an award winning insurer of contractors, freelancers, self-employed professionals and micro businesses. They have over 25,000 customers in the UK and their hassle-free website offers instant cover online, including professional indemnity, public liability and more.

IPSE members enjoy a 15% discount on contractor insurance from Markel Direct.

Visit Markel partner page  

 

Monday 15 Nov

My Money Masterclass: Ensuring financial stability when self-employed

With 10 years as a freelancer and serial entrepreneur, Nadine Campbell from ACE Entrepreneurs will give clarity on making the most of your financial situation, and how to set out achievable progression each year.

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The webinar will cover:

  • Startup Investment
  • Organising finances: Personal vs business
  • Measuring risk: Ensuring financial stability during peak and quiet periods
  • Pricing: Setting rates
  • Contracts: Formal documents which protect your income
  • Wellbeing: Maintaining work vs. life balance 

Questions

As always there will be plenty of opportunity to ask questions during the webinar but you can also send them in advance to [email protected].

Registration

This session is free of charge to both members and non-members.  Registration is essential - please book now to register your attendance.

 

Tuesday 16 Nov

Webinar: What benefits does remortgaging give you when self-employed?

As a homeowner your mortgage is probably the largest financial commitment in your life. You may have also found that a lot has changes from when you took your mortgage out and your current situation, especially if you have gone from contracting/freelancing to PAYE or vice versa.

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With mortgage rates currently at an historic low Simon Butler from CMME walks you through the ins and outs of the current mortgage market and how you can make your mortgage work harder to achieve your life goals. 

The webinar will cover:

•    The current market for homeowners
•    Has your working situation changed? Will that effect your renewal?
•    How to find the best rate for your situation
•    Your mortgage can fund your home improvement project 
•    What is your long-term plan for your mortgage?

As always there will be plenty of opportunity to ask questions during the webinar and you can send them in advance to [email protected]

Registration

This event is free of charge and open to both members and non-members.  Registration is essential – please book now to register your attendance.

Wednesday 17 Nov

My Money ask the expert Q&A: HMRC Enquiries – Where are we now?

HMRC hold an unprecedented level of information on UK businesses and taxpayers which they are using to carry out an increasing number of tax investigations and collect additional tax revenues.  You may think it will never happen to you, you may think you’ve done nothing wrong so you have nothing to fear…

This is an IPSE member exclusive event.

IPSE members please login to register for the event.

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Forewarned is forearmed.  This is an opportunity to glean an understanding of the current enquiry landscape, looking at topical issues such as CJRS, SEISS and IR35 as well as considering the avenues open to you to resolve disputes with HMRC should the worst happen. 

This is an interactive session and following a short presentation IPSE members will get the chance to ask the experts their questions.  The Q&A session will be hosted by Senior Tax Consultants Steve Price and Jacqui Mann from Markel. Steve & Jacqui are both ex Inspectors of Taxes with a huge wealth of experience gained from a combined 80+ years working on both sides of the ‘tax’ fence!

 

Thursday 18 Nov

My Money webinar: Surviving or Thriving – business success in times of turmoil

The Coronavirus pandemic plunged the UK economy into a state of flux: while some businesses and start-ups grew exponentially, others struggled to stay afloat. As we enter into the recovery phase, what mistakes should you be avoiding to ensure your businesses grows and thrives?

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Surprisingly, historically more businesses go bust during the recovery phase than the initial crash. In this webinar, Chris James, Director of Accounting Services at JSA explores the additional stresses that businesses of all sizes go through during a recession and as the economy recovers, providing advice for freelancers and business owners to help understand the risks to your company and how to protect yourself against them.

The webinar will cover the following areas: 

•    What does a recession do to business?
•    Why do companies actually go bust?
•    What steps can all businesses take to navigate the stress and strain?
•    What are the signs of a company at risk?
•    How can you protect yourself when trading with these businesses?
•    What to do if you're inside IR35?

As always there will be plenty of opportunity to ask questions during the webinar and you can send them in advance to [email protected].

Speakers: Chris James, Director of Accounting Services, JSA and Andy Chamberlain, IPSE

The webinar will be hosted by IPSE's Andy Chamberlain with Chris James from JSA.

Chris James is Director of Accounting Services at JSA, and is a chartered accountant and former auditor. Most recently, his activity has focussed on detailed but understandable webinars and presentations on IR35 and Off-payroll, including training and speaking on employment status and tax for contractors and recruitment agencies.

Externally, Chris works with HMRC and the treasury policy teams in helping with guidance and the public understanding of IR35. He has also been on the Board of the FCSA since 2017, and Chairman since 2018.

Friday 19 Nov

My Money webinar: Accountants verses Accountancy software

Accountants verses Accountancy software – what’s the difference between them and how do you know what to use as a freelancer, sole trader or small business owner?

Register now

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In this webinar, delivered by Jackie Stewart, Chartered Certified Accountant, you will learn the differences between using Accounting software and an Accountant; be able to make decisions on when and what to outsource; and know how you can use Accounting software to keep up to date on how your business is performing.

The webinar will cover:

  • The various roles of an Accountant
  • What Accountancy software can do for you
  • Demonstration of using Accountancy software
  • Using an Accountant v Accountancy software (pros & cons of both)

As always there will be plenty of opportunity to ask questions during the webinar but you can also send them in advance to [email protected].

Speaker: Jackie Stewart, Director, Funancial Training and Consultancy

Jackie Stewart is a Chartered Certified Accountant and a Qualified Teacher. She is also a Certified Trainer for QuickBooks. As well as being the Director of her company, Funancial Training & Consultancy Ltd. Jackie has facilitated various courses and workshops on Financial Management, I.T., QuickBooks Accounting software and Personal Money Management.

Jackie has worked with various groups and individuals and has seen the need to combine her two passions, finance and teaching. Jackie prepares management accounts for small businesses and start-ups. Her ethos is that every business owner should understand what the numbers mean in their business so they can make decisions and run profitable businesses.

 

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Find the latest IPSE Events

Being part of the UK’s largest community of freelancers and self-employed professionals gives you the safety net, support and inspiration you need to thrive, wherever you are in your self-employed journey.

IPSE sources experts in their field to support the self-employed, with the events covering a wide range of topics.

Upcoming events

 

MyMoney Magazine

More articles and blogs from MyMoney

Access our MyMoney hub of advice, information and ideas on all things freelance finance, including credit scores and co-working spaces to pensions and taking control of your taxes.

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