Being self-employed shouldn't impact life's financial decisions
We work with both government and industry to improve access to financial products for the self-employed, particuarly when it comes to pensions and mortgages.
What we're calling for:
Our research
We make a difference with insights into personal finance.
Reviewing barriers to financial products
Our report from 2023 reviewed barriers to accessing a mortgage and the impact of the cost of living crisis on financial wellbeing.
Getting the self-employed on the property ladder
This report from 2021 looked at the barriers that the self-employed face when attempting to obtain a mortage.
How to solve the self-employed pensions crisis
Our report from 2018 reviewed policy solutions for tackling the lack of pension saving amongst the self-employed.
Research on savings, pensions and mortgages
This report looking at the state of the sector's finances from 2021 concluded with a series of recommendations for government and industry.
Reviewing the financial wellbeing of the sector
Our report from 2018 conculded with a series of recommendations to make this way of working sustainable, fulfilling and financially rewarding.
Advice
Wondering if the self-employed receive state pensions and retirement benefits?
Our advice and guides have all the answers to your personal finance queries.
What else we've said on personal finance...
IPSE is here to make sure that you and your business are protected and supported as you navigate your career as a freelancer or contractor – we’ve got your back w...
You might have heard that you can combine your old pensions pots, but how does it work? In this blog, Penfold explain what freelancers need to know.
New research suggesting that 45% of freelancers are not saving into a pension has prompted renewed calls for political parties to tackle the issue in their manife...
