Being self-employed shouldn't impact life's financial decisions
We work with both government and industry to improve access to financial products for the self-employed, particuarly when it comes to pensions and mortgages.
What we're calling for:
Our research
We make a difference with insights into personal finance.
Data brief: How the self-employed save for retirement
This data brief offers new national-level insights into the savings products used by the self-employed for retirement in 2025.
Reviewing barriers to financial products
Our report from 2023 reviewed barriers to accessing a mortgage and the impact of the cost of living crisis on financial wellbeing.
Getting the self-employed on the property ladder
This report from 2021 looked at the barriers that the self-employed face when attempting to obtain a mortage.
Research on savings, pensions and mortgages
This report looking at the state of the sector's finances from 2021 concluded with a series of recommendations for government and industry.
How to solve the self-employed pensions crisis
Our report from 2018 reviewed policy solutions for tackling the lack of pension saving amongst the self-employed.
Reviewing the financial wellbeing of the sector
Our report from 2018 conculded with a series of recommendations to make this way of working sustainable, fulfilling and financially rewarding.
Advice
Wondering if the self-employed receive state pensions and retirement benefits?
Our advice and guides have all the answers to your personal finance queries.
What else we've said on personal finance...
The UK's self-employed membership body, IPSE, has praised the new Pensions Commission's "long-overdue" recognition of the self-employed pensions problem.
This article explores the benefits and potential drawbacks of consolidating pensions, emphasising the importance of informed decision-making and professional advi...
New research suggesting that 45% of freelancers are not saving into a pension has prompted renewed calls for political parties to tackle the issue in their manife...
