Who is this membership for?
IPSE Umbrella membership is perfect for individuals who provide their services via an umbrella company.
In addition to receiving all the benefits of a Community membership, Umbrella members also have access to vital protections to help them minimise risk and protect their income such as cover for jury service and umbrella default, as well as run-off IR35 enquiries cover.
£24 a month Incl. VAT
Annual subscription
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The key benefits
Tax investigation cover
If your tax affairs are investigated by HMRC, IPSE will provide you with a team of experts who can take this off your plate, and financial cover for legal fees up to £50k.
Jury service cover
Umbrella members can get compensated up to £2,500 if they lose income due to getting called up for jury service.
Run-off IR35 enquiries cover
This cover provides up to £25k indemnity for representation to deal with an enquiry by HMRC into the application of the IR35 legislation on historical contracts.
Umbrella default cover
Get protected if you have an outstanding invoice with an umbrella company that is going bankrupt or into administration.
Tax and legal helplines
Who do you turn to for advice on complicated matters like tax, contracts, and the law? Our helplines are the first port of call for our members to chat to knowledgeable and friendly experts.
The Business Hub
Access 100s of templates, guides and tools (created by experts) 24/7, so you never have to wait to keep your business moving forward.
More Umbrella benefits
Campaigning
The self-employed are stronger together. That’s why we bring you together, to champion and advocate on your behalf to government and industry.
Wellbeing hub
Offered through the IPSE Rewards portal, this includes guided meditation, online workout classes, wellness classes, and more.
Events, training, and networking
IPSE holds a diverse range of events every year, both online and in-person, to help you expand your skills and knowledge, and make connections.
1-2-1 Success Sessions
Our experienced members are here to lend an ear. Book a 20 minute chat with an expert to discuss anything from finding work to data protection.
Everyday savings with IPSE Offers
Access a wide variety of deals at preferential rates through our carefully selected partners, our IPSE Marketplace, and the IPSE Rewards platform.
Unlimited co-working with AndCo
IPSE have partnered with AndCo who have opened up workspaces in hotels and other venues, so you can enjoy a work lifestyle like no other.
Discounted contract review service
We offer a professional contract review and advice if you want to ensure your contract fits within IR35 regulations, all at a discounted rate for members.
IPSE Member Directory
The member directory can help you find new clients, collaborate with other professionals, and stay up-to-date on the latest industry trends.
Get peace of mind as you run your business, knowing you're covered by IPSE.
Umbrella members have access to vital protections to help them minimise risk and protect their income such as cover for tax investigations, jury service, and umbrella default, as well as run-off IR35 enquiries cover. If you were previously at risk of IR35 investigation but are now working via an umbrella, this ‘run-off’ IR35 enquiries cover will protect you in respect of historic contracts.
With all of these insurances bundled into one membership, you're just one step away from being covered.
The perfect pairing for working via an umbrella
As an umbrella company worker, it's likely that you already get some of the benefits that IPSE has to offer via your umbrella. That's why we've designed this membership category to only include the benefits you actually need - nothing more, nothing less.
However, if you tend to go back and forth between working via an umbrella and your own limited company, our Director membership includes protection and benefits for both ways of working, which you can upgrade to at any time.
We're here to help
Reach out to the IPSE membership team for all of your queries about membership on 0208 897 9970 or through our contact form.
Contact us
Book a call back with our membership team to discuss how IPSE can support you and your business, at a time that suits you best.
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Get your questions about membership answered quickly and easily through our live chat. Available 10am-5pm, Monday to Friday.
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