How can I protect my business?

When you work for yourself, your business is your livelihood and protecting it should be a top priority.  

With IPSE, you’re never facing risk alone.

How can I protect my business as a freelancer or contractorx3f
Problem

Being self-employed is risky

When you work for yourself, your business is your livelihood and protecting it should be a top priority.  

Unlike traditional employees, self-employed people don’t have built-in legal teams, HR departments, or financial safety nets. If a client refuses to pay, a contract is breached, or a tax dispute arises, it’s all down to you.  

Plus, there’s the risk of missing out on income due to things outside of your control - like illness, injury, or even being called up for jury service. 

Solution

We help protect you

We help you understand and manage your business risks, safe in the knowledge that we can provide tailored benefits that protect against the unforeseen: 

With IPSE, you’re never facing risk alone. 

How our benefits help you solve this problem

Tax helpline

Tax & legal helplines

Make an unlimited number of calls to our tax and legal helplines for near-immediate answers to your burning questions.

Find out more
Ilness injury cover

Illness & injury cover

If you’re ill or injured for three or more weeks and can’t work, we'll compensate you for loss of earnings.

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Jury service cover

Jury service cover

When you’re self-employed, serving on a jury can mean losing income. That’s why IPSE compensates members for loss of income due to getting called up for jury service.

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Tax and VAT investigation cover

Tax and VAT investigation cover

If your tax affairs are investigated by HMRC, we’ll provide you with a specialist to represent you in all HMRC compliance checks, and financial cover for professional/legal fees. 

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Contract faliur cover

Contract failure cover

Get compensated if you find yourself in a situation where the agency you’re working through or your end client doesn’t meet the terms of the contract that you have with them.

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End of client cover

End client or agency failure cover 

Get protected if you have an outstanding invoice with an end client or agency that is going bankrupt or into administration.

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Further protection support

Protect Yourself, Your Family and Your Business
Members Only
Protect yourself, your family and your business
+1 more

This session explores the steps you can take now to build a financial safety net around everything you’ve worked hard for.

24 Apr 2025
41 minutes
Resolving Client Disputes: Webinar
Members Only
How to resolve client disputes
+2 more

This webinar explains how to effectively manage and resolve business disputes; including how to build a robust contract, when to seek legal advice and how to limi...

14 Nov 2024
1 hour, 5 minutes
The biggest scams & bad practices that contractors fall for and how to avoid them
Members Only
The biggest scams & bad practices that contractors fall for and how to avoid them
+3 more

This webinar will save Contractors time, aggravation and even money by guiding you through the pitfalls of the recruitment and careers sectors.

11 Jul 2024
1 hour, 9 minutes
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