Welcome to the IPSE Resource Library

IPSE provides guides, tips, tools and templates for you to use to help run, manage and protect your business. We add to these daily and update them on a regular basis.

To search the library, just enter the key words below or, alternatively you can use the filters on the right to select specific information types and topics.

Pensions: Six Simple Tricks If You're Self-Employed

From setting up a pension to lowering your pension fees, here are six easy steps you can take to maximise financial wellbeing in your later years.

What Makes a Freelancer?

‘What makes a freelancer?’ explores some of the key reasons that the UK population are increasingly turning to freelancing. It also highlights some of the challenges they encounter in self-employment and the areas where freelancers need more support.

John Charcol: Guide Buy-To-Let For The Self-Employed

In this guide, you’ll find all the information you need on financing your buy-to-let purchase as a self-employed professional, calculating things like your rental yield and capital appreciation, the tax implications that come with purchasing a buy-to-let and other costs you may want to consider. As well as how to choose the right buy-to-let property.

John Charcol Guide to Self-Employed Mortgages

It is true that the old ‘self-certification’ mortgages no longer exist, however, as long as you have enough financial history and a qualified accountant, getting a mortgage shouldn’t be any more hard work than if you were a ‘PAYE’ employed. In this guide, we’ll run through everything you need to know, prepare and do when applying for a mortgage as an independent professional.

IPSE Cashflow template

This cashflow template is designed to help freelancers and self-employed professionals estimate and monitor their business income and expenses over a period of time.

The Path to Prosperity

This research by IPSE and Sherpa sheds light on the financial welfare of the self-employed and how people can ensure that self-employment is a sustainable, fulfilling and financially rewarding way of life.

How to Solve the Self-Employed Pensions Crisis

Automatic Enrolment will not diffuse the ‘ticking timebomb’ that is the self-employed pensions crisis, a new landmark report by IPSE has found.

Guide to Planning for Retirement

This guide on Planning for Retirement from Close Brothers Asset Management will provide you with a road map for ensuring you can retire comfortably when the time comes.