Welcome to the IPSE Resource Library

IPSE provides guides, tips, tools and templates for you to use to help run, manage and protect your business. We add to these daily and update them on a regular basis.

To search the library, just enter the key words below or, alternatively you can use the filters on the right to select specific information types and topics.

IR35 Spotlight 2023: Insights from the UK's contracting sector

IPSE’s annual IR35 Spotlight tracks key metrics related to IR35, including the ways contractors work, their client’s approach to the rules and the success rate of appeals against client determinations. The aim is to be able to report IR35’s long-term impact on UK contracting.

Equipping the self-employed with training and skills: Data brief 2023

In order to demonstrate to policymakers of the need to promote and encourage the self-employed to upskill and ultimately drive UK economic growth, we’ve put together a data brief on self-employed training and skills in 2023.

From inflationary pressures to inflexibility: Reviewing barriers to financial products for the self-employed

This report examines the impact of macroeconomic factors on the financial decision-making of the self-employed, reviewing barriers to accessing mortgages and private finance whilst also evaluating attitudes towards saving for later life.

IPSE Cashflow template

This cashflow template is designed to help freelancers and self-employed professionals estimate and monitor their business income and expenses over a period of time.

Late payment and nonpayment: Reviewing the prevalence and impact within the self-employed sector

This report assesses the prevalence of late payment from clients and agencies and evaluates the impact of late payment on freelancers’ mental health and the knock-on consequences for their finances.

IPSE's Guide to Freelancing - Be Your Own Boss

IPSE's Guide to Freelancing is an essential guide to help you launch and run a successful business. Whether you're just starting out or already established, this guide can help you learn and improve.

Freelancers' financial wellbeing: Understanding experiences of savings, pensions and mortgages in 2021

The report builds on previous IPSE and CMME research from 2020 to cast a spotlight on mortgages, saving for later life and how self-employed people can be further supported with their finances.

Template response email for SEISS and CJRS nudge letters

If you have received a nudge letter from HMRC, reviewed your claim, and you are satisfied it is correct, you should contact HMRC to confirm that you believe your claim to be correct. If you are an IPSE member, we have created an email template which you can use to do this.