IPSE Pension icon

Sign up for an IPSE Pension

With your financial wellbeing in mind, we’ve partnered with Aegon to provide members with an IPSE pension scheme.

With longevity increasing and retirement potentially lasting for many years, it’s important that if you’re self-employed you start preparing now in order to get the retirement you want.

Not an IPSE Member? 
Join now Login



With a negotiated charge of only 0.23% (inclusive of administration and investment charges) our pension gives you the opportunity to save securely at far lower rates than you would pay with similar schemes.

You can manage your pension through Aegon’s Retiready platform and, should you choose to, save in other products such as an ISA.

Negotiated pension charge of 0.23%



Find out more about the IPSE pension scheme

The following documents will provide all you need to know about the IPSE pension scheme, including an overview of pensions, making contributions, and a useful Q&A section.

Guide to topping up your pension

IPSE offers a group self invested personal pension plan with Aegon to help you plan for your retirement. This guide explains how members can ‘top-up’ this arrangement.

Download guide
Your pension journey

IPSE has chosen Aegon as your pension provider. We’ve produced this journey so that you know what you can expect and when, if you join our pension scheme.

Download document
Your pension overview

IPSE knows the importance of saving for your future, and recognises that not everyone has the same needs and aspirations in life. That’s why we’ve chosen to work with Aegon and provide you with Retiready

Download overview
Workplace default fact sheet

This is Aegon’s default fund. It is a single solution that adapts to meet employees changing needs throughout their working life - right up to retirement and beyond.

Download fact sheet



Pension Q&A

A summary of IPSE’s Group Retirement Savings Scheme.

Download Q&A
Target annuity fact sheet

This fund may be suitable if you intend to purchase a fixed annuity at retirement. The fund uses a two-stage investment process that takes you right through to retirement.

Download fact sheet
Guide to making pension contributions from your company

Generally speaking total annual pension contributions are limited to a maximum of your “relevant earnings”

Download guide



Get started with your pension

To start investing in a pension through IPSE, click on the button below.

Not an IPSE Member? 
Join now Login


Start pension icon


*Please be aware that pension contributions are uploaded to Aegon as employer contributions (from your company), unless you inform IPSE that you are making them as employee contributions (individual), before the payment is taken.


Looking for more?

IPSE Life Assurance

IPSE Plus members get £5,000 life assurance included in their membership. All IPSE members have access to our discounted scheme

IPSE Advice

Advice on self-employment from the UK's only dedicated membership body for independent professionals.