Markel Direct
IPSE have partnered with Markel Direct, a specialist insurer of contractors, freelancers, self-employed professionals and micro-businesses to offer a 10% discount* on contractor insurance to IPSE members.
Professional Indemnity insurance provides you with cover should a client allege you have caused them a financial loss due to your negligence whilst providing professional services to them.
This could be in the form of advice if you are a business consultant, or you could have provided a tendering service, or even provided designs or calculations for a project.
Regardless of the service you provide to your clients, mistakes can happen so it makes sense to ensure your small business is protected.
It is common for many contracts to make carrying professional indemnity insurance, with a minimum cover limit, a mandatory requirement before you can be awarded the work.
All insurance providers are duty-bound to recommend to customers that they read all their insurance policies and make themselves familiar with the terms and condition. However, in modern society people are busy and may not have the spare time to sit and read their policies, some of which can be long-winded and filled with jargon.
As a result, many insured clients don’t notify their insurer straight away that they need to make a claim, because they’re simply not aware that they need to and the person buying the insurance policy had no idea what circumstances would be covered.
If you need to make a claim, then it’s best to make the enquiry at the earliest opportunity. At least that way you can move forward in the knowledge you’re going about things the correct way.
We’ve put together a few points to remember about your professional indemnity insurance and making a claim:
If you need advice about arranging professional indemnity cover don’t hesitate to call the team at Markel Direct. If you have already arranged your PI cover with us and you’re wondering about making a claim, just call us and talk it through. We’re here to help you.
IPSE have partnered with Markel Direct, a specialist insurer of contractors, freelancers, self-employed professionals and micro-businesses to offer a 10% discount* on contractor insurance to IPSE members.
Freelancer and contractor insurance is designed to protect you against the unforeseen. This guide, produced in partnership with Markel Direct, outlines the different types of insurance available.
IPSE provides you with all the advice and guidance required to ease the burden of tax, delivered by knowledgeable and friendly taxation experts at Markel.
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