When you work for yourself, who do you turn to?
There is no HR department to call. No manager to ask. No sick pay if you cannot work, and no safety net if a contract falls apart. That can feel daunting, especially when you are in the middle of it.
That is exactly why IPSE exists. Membership gives you tax and legal helplines, income protection, contract cover, co-working spaces, expert advice and a community that genuinely understands your situation. Everything in one place, from the day you join.
What should your
day rate be?
Answer five quick questions and we'll calculate your recommended rate — based on your real costs, not guesswork.
Get your free benchmark report
See how your rate compares to others in your sector. IPSE members get access to average day rates across 20+ occupations, updated quarterly. Enter your details and we'll send it straight to your inbox.
Illness and injury cover
If you are ill or injured for three or more weeks and cannot work, IPSE will compensate you for loss of earnings.
Check your eligibility →
Jury service cover
When you're self-employed, serving on a jury can mean losing income. IPSE compensates members for it.
See what's covered →
Tax and VAT investigation cover
If your tax affairs are investigated by HMRC, IPSE provides a team of experts and cover for legal fees.
Get HMRC support →
Managed Service Company investigation cover
Receive advice and protection from the next steps of HMRC's enquiries into MSC investigations.
Understand your protection →