Protect your business. Support the self-employed.

For less than 27p a day

Select your membership

Our three membership plans have been designed by the self-employed, for the self-employed.
With the right protection for your business, you can focus on what you do best.



Pay monthly
Or £95/annum

Access tools for business growth plus money-saving offers and wellbeing services.

✓ IPSE tax and legal helplines

✓ Exclusive IPSE discounts

Discounted business insurance

View all benefits

Join Essentials





Pay monthly
Or £230/annum

Everything in Essentials plus more business cover, including:

✓ Up to £750 contract failure cover

✓ Tax investigation cover

✓ Access to IPSE group pension

View all benefits

Join Standard





Pay monthly
Or £330/annum

Get access to IPSE's full suite of protection and support

✓ Up to £5k jury service cover

✓ Up to £100k tax investigation cover

✓ Up to £2k illness and injury cover

View all benefits

Join Plus




Here for you

An IPSE membership offers you access to tax and legal helplines to calm any worrying thoughts, as well as wellbeing services through our partners. We also offer events, awards and networking opportunities so you never feel alone.

Here for your business

We want to see your business succeed. An IPSE membership offers you up to £10,000* in cover if a client, umbrella company or agency goes into administration. Membership also offers tax investigation cover and so much more.

Here for the self-employed

We work tirelessly behind the scenes for you and every self-employed business, such as successfully campaigning for the Self-Employment Income Support Scheme.

*Conditions apply

Compare our memberships

Not sure what package is best for you? View our comparison table to find out what benefits are best suited to you.

Benefit Essentials Standard Plus
Premium guides and templates
Access to exclusive IPSE events
Money saving offers (IPSE Rewards)
Wellbeing services (IPSE Rewards)
Tax and legal helplines
Discounted contract review service
Discounted business insurance portal
IPSE partner offers
IPSE group pension
IPSE group life assurance £5,000*
Tax pre-dispute cover - -
Tax investigation cover -

Up to £100k indemnity

£250 per day of loss of earnings up to £750

Up to £100k indemnity

£500 per day of loss of earnings up to £1,500

End client, umbrella and agency default cover - Up to £2,500 for end client, agency default not included, umbrella default not included Up to £10,000 for end client, Up to £10,000 for agency default, Up to £2,500 for umbrella default
Contract failure cover - Up to £750 Up to £1,000 (NA for umbrellas)
Jury service cover - Up to £1,500 per claim Up to £5,000 per claim (£2,500 for umbrellas)
Illness and injury cover - - Up to £2,000 for full 3 weeks
Annual RRP (ex. VAT) £79.17 £191.67 £275
RRP (incl. VAT) £9.00 / month
(£95 annual)
£21.50 / month
(£230 annual)
£31.25 / month
(£330 annual)
  Join Essentials Join Standard Join Plus

*First £5,000 of life insurance included free of charge.

IPSE members have redeemed
over £138,000 in discounts.

Get rewarded from only £9 a month

Start saving




Protect yourself

IPSE protects its members with a range of essential benefits, from tax investigation cover to illness and injury cover.

  • Cover against HMRC tax investigations
  • Compensation for contract failure
  • Cover for jury service
  • And much more...
Find out more



Grow your business

To help our members' self-employed businesses thrive, we have a huge resource centre, dedicated events, and a benefit platform to rival any large corporation.

  • Access to IPSE tax and legal helplines
  • Thousands of money-saving offers
  • Access to all IPSE templates and guides
  • Get the latest freelance news through the IPSE Newsletters
  • And much more...
Find out more





We ensure politicians recognise the importance of the self-employed community by highlighting their need for flexibility and freedom, and their overwhelming contribution to the UK economy.

Campaigns: Our Policy and External Affairs team work with government and right across the political landscape to make the UK a fairer place to be freelance or self-employed.

Research: Our Research team works to shed light on the reality of self-employment in the UK. With surveys and reports, they help us understand your needs and interests so we can champion them in government and across the business landscape.

Find out more



Join a community

When you join IPSE, you join a supportive community of people who have chosen to be their own boss, just like you. Events, forums and our online groups all help you get to know other IPSE members from a range of industries.

Find out more


Last year IPSE members claimed
over £180,000 through IPSE insurances.

Get protected from only £9 a month

Get protected

Get the latest news, straight to your inbox

Get tailored content, early bird event invites, and exclusive competition notifications, plus the best news and updates for everything self-employed.


Am I covered against the Coronavirus pandemic?

With effect from 16 March 2021, please note that we are unable to cover any claim for any loss that is caused by or arises in any way from Coronavirus (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), a mutation or variation of SARS-CoV-2 or a threat, fear or likelihood of infection with any of the above.  

What's included in Money Saving Offers?

By joining IPSE membership you'll get access to IPSE's Rewards platform through Perkbox, which features discounts on supermarkets, latest tech, holidays and enetertainment - with a few free coffees too! Last year IPSE members saved over a million pounds using IPSE Rewards.

See IPSE Rewards


That's not all! We also source the best-fit partners for your business - see some of our latest offers through our trusted network.

See partner offers


More questions?

If you have more questions about IPSE Membership, please check out our FAQ page, email us at [email protected] or call us at 020 8897 9970.