Essentials
£9.00
Pay monthly
Or £95/annum
Access tools for business growth plus money-saving offers and wellbeing services.
✓ IPSE tax and legal helplines
✓ Exclusive IPSE discounts
✓ Discounted business insurance
Join Essentials
Standard
£21.50
Pay monthly
Or £230/annum
Everything in Essentials plus more business cover, including:
✓ Up to £750 contract failure cover
✓ Access to IPSE group pension
Join Standard
Plus
£31.25
Pay monthly
Or £330/annum
Get access to IPSE's full suite of protection and support
✓ Up to £5k jury service cover
✓ Up to £100k tax investigation cover
✓ Up to £2k illness and injury cover
Join Plus
Here for you
An IPSE membership offers you access to tax and legal helplines to calm any worrying thoughts, as well as wellbeing services through our partners. We also offer events, awards and networking opportunities so you never feel alone.
Here for your business
We want to see your business succeed. An IPSE membership offers you up to £10,000* in cover if a client, umbrella company or agency goes into administration. Membership also offers tax investigation cover and so much more.
Here for the self-employed
We work tirelessly behind the scenes for you and every self-employed business, such as successfully campaigning for the Self-Employment Income Support Scheme.
| Benefit | Essentials | Standard | Plus |
|---|---|---|---|
| Premium guides and templates |
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| Access to exclusive IPSE events |
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| Money saving offers (IPSE Rewards) |
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| Wellbeing services (IPSE Rewards) |
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| Tax and legal helplines |
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| Discounted contract review service |
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| Discounted business insurance portal |
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| IPSE partner offers |
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| IPSE group pension |
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| IPSE group life assurance |
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£5,000* |
| Tax pre-dispute cover | - | - |
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| Tax investigation cover | - |
Up to £100k indemnity £250 per day of loss of earnings up to £750 |
Up to £100k indemnity £500 per day of loss of earnings up to £1,500 |
| End client, umbrella and agency default cover | - | Up to £2,500 for end client, agency default not included, umbrella default not included | Up to £10,000 for end client, Up to £10,000 for agency default, Up to £2,500 for umbrella default |
| Contract failure cover | - | Up to £750 | Up to £1,000 (NA for umbrellas) |
| Jury service cover | - | Up to £1,500 per claim | Up to £5,000 per claim (£2,500 for umbrellas) |
| Illness and injury cover | - | - | Up to £2,000 for full 3 weeks |
| Annual RRP (ex. VAT) | £79.17 | £191.67 | £275 |
| RRP (incl. VAT) | £9.00 / month (£95 annual) |
£21.50 / month (£230 annual) |
£31.25 / month (£330 annual) |
| Join Essentials | Join Standard | Join Plus |
*First £5,000 of life insurance included free of charge.
IPSE members have redeemed
over £138,000 in discounts.
Get rewarded from only £9 a month
Start saving
Protect yourself
IPSE protects its members with a range of essential benefits, from tax investigation cover to illness and injury cover.
- Cover against HMRC tax investigations
- Compensation for contract failure
- Cover for jury service
- And much more...
Grow your business
To help our members' self-employed businesses thrive, we have a huge resource centre, dedicated events, and a benefit platform to rival any large corporation.
- Access to IPSE tax and legal helplines
- Thousands of money-saving offers
- Access to all IPSE templates and guides
- Get the latest freelance news through the IPSE Newsletters
- And much more...
Campaigning
We ensure politicians recognise the importance of the self-employed community by highlighting their need for flexibility and freedom, and their overwhelming contribution to the UK economy.
Campaigns: Our Policy and External Affairs team work with government and right across the political landscape to make the UK a fairer place to be freelance or self-employed.
Research: Our Research team works to shed light on the reality of self-employment in the UK. With surveys and reports, they help us understand your needs and interests so we can champion them in government and across the business landscape.
Find out more
Join a community
When you join IPSE, you join a supportive community of people who have chosen to be their own boss, just like you. Events, forums and our online groups all help you get to know other IPSE members from a range of industries.
Find out more
Last year IPSE members claimed
over £180,000 through IPSE insurances.
Get protected from only £9 a month
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