How can we help your business?
IPSE protects its members with a range of essential benefits, from tax investigation cover to illness and injury cover. You'll have peace of mind both in business and in life, knowing you are covered by IPSE.
Grow your business
To help our members' self-employed businesses thrive, we have a huge resource centre, dedicated events and a benefit platform to rival any large corporation.
We campaign to government and industry leaders to secure a fair deal for the self-employed. Our agenda is shaped by our members for the benefit of all contractors. #stopIR35 #endlatepayment #womeninwork
Join a community
When you join IPSE, you join a supportive community of people who have chosen to be their own boss, just like you. Events, forums and our online groups, all help you get to know other IPSE members from a range of industries.
Become a member
|Premium guides and templates||Y||Y||Y|
|Money saving offers||Y||Y||Y|
|Wellbeing services (Perkbox)||Y||Y||Y|
|Tax and legal helplines||Y||Y||Y|
|Contract Review Service||Y||Y||Y|
|IPSE Partner Offers||Y||Y||Y|
|IPSE Group Pension||-||Y||Y|
|IPSE Group Life Assurance||-||Y||£5,000*|
|Tax Pre Dispute Cover||-||£250 per day of loss of earnings
up to £750
|£500 per day of loss of earnings
up to £1,500
|Tax Investigation Cover||-||Up to £100k indemnity||Up to £100k indemnity|
|End Client, Umbrella
and Agency Default Cover
|-||Up to £2,500 for end client,
agency default not included,
umbrella default not included
|Up to £10,000 for end client,
Up to £10,000 for agency default,
Up to £2,500 for umbrella default
|Contract Failure Cover||-||Up to £750||Up to £1,000 (NA for umbrellas)|
|Jury Service Cover||-||Up to £1,500 per claim||Up to £5,000 per claim (£2,500 for umbrellas)|
|Illness and injury Cover||-||-||Up to £2,000 for full 3 weeks|
|Annual RRP (ex. VAT)||£75||£176||£266|
|RRP (incl. VAT)||£8.50 / month
|£19.50 / month
|£29.50 / month
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IPSE gives freelancers the support they need to thrive in today's market. For me, the best part of IPSE membership is attending the organised events as I always learn something new and make useful connections.
Improve Your Accent, Founder
Being a member of IPSE has plugged me into a fantastic array of resources that I just wouldn't be able to access otherwise. I've also been given access to really useful perks that are not normally only available to full-time employees. But the help that IPSE provides isn't just practical and financial. Its magazine, email updates and events keep me connected with what's going on at a policy level and completely assures me that IPSE is giving us a voice and sticking up for our interests.
The Young Money Blog, Founder
As an IPSE Plus member I rest easy knowing that support is just a phone call away. The tax and legal helplines have solved quite a few issues for me over the years. Once I got hit with a VAT enquiry when I was up to my ears in deadlines. HMRC was asking for a huge amount of information going back several years, which was extremely stressful at such a busy time. I called IPSE and their tax experts immediately got on the phone to HMRC to negotiate more reasonable terms. It saved me a lot of pain and in the end I even got a VAT refund!
Blue Cricket, Founder