Protect your business. Support the self-employed.

For less than 26p a day


IPSE is the UK's only not-for-profit membership organisation for the self-employed. Protect your business and join the community today.


Join IPSE today


Here for you

An IPSE membership offers you access to tax and legal helplines to calm any worrying thoughts, as well as wellbeing services through our partners. We also offer events, awards and networking opportunities so you never feel alone.

Here for your business

We want to see your business succeed. An IPSE membership offers you up to £10,000* in cover for if a client, umbrella company or agency goes into administration, tax investigation cover and so much more.

Here for the self-employed

We work tirelessly behind the scenes for you and every self-employed business, such as successfully campaigning for the Self-Employment Income Support Scheme. 

*Subject to T&Cs

Representing the self-employed in

Select your package

Our three membership plans have been designed by the self-employed, for the self-employed.
With the right protection for your business, you can focus on what you do best. 


IPSE membership


Pay monthly
Or £90/annum

Access tools for business growth plus money-saving offers and wellbeing services.

✓ IPSE Tax and legal helplines

✓ IPSE Partner Offers 

✓ Discounted business insurance


Join Essentials


IPSE membership


Monthly instalments
Or £225/annum

Everything in Essentials plus more business cover, including:

✓ Up to £750 contract failure cover

Tax Investigation Cover

✓ Access to IPSE Group Pension


Join Standard
IPSE membership


Monthly instalments
Or £325/annum

IPSE's full suite of protection and support

✓ Up to £5k Jury Service cover

✓ Up to £100k Tax Investigation Indemnity 

✓ Up to £2k Illness and Injury Cover


Join Plus


Membership Comparison Table

Benefit Essentials Standard Plus
Premium guides and templates
Money saving offers 
Wellbeing services (Perkbox)
Tax and legal helplines
Contract Review Service
Discounted business
insurance portal
IPSE Partner Offers
IPSE Group Pension
IPSE Group Life Assurance £5,000*
Tax Pre Dispute Cover - -
Tax Investigation Cover -

Up to £100k indemnity

£250 per day of loss of earnings
up to £750

Up to £100k indemnity

£500 per day of loss of earnings
up to £1,500

End Client, Umbrella
and Agency Default Cover
- Up to £2,500 for end client,
agency default not included,
umbrella default not included

Up to £10,000 for end client,
Up to £10,000 for agency default,
Up to £2,500 for umbrella default

Contract Failure Cover - Up to £750 Up to £1,000 (NA for umbrellas)
Jury Service Cover - Up to £1,500 per claim Up to £5,000 per claim (£2,500 for umbrellas)
Illness and injury Cover - - Up to £2,000 for full 3 weeks
Annual RRP (ex. VAT) £75 £187.50 £270.80
RRP (incl. VAT) £8.50 / month
(£90 annual)
£21 / month
(£225 annual)
£30.50 / month
(£325 annual)
*First £5,000 of life insurance included free of charge.


Protect yourself

Peace of mind

IPSE protects its members with a range of essential benefits, from tax investigation cover to illness and injury cover.

✓ IPSE Tax Pre dispute cover

✓ IPSE Tax Investigation cover

✓ End client, umbrella and agency default cover

✓ IPSE Contract Failure

✓ IPSE Illness and Injury cover

✓ IPSE Jury Service cover

✓ Discounted Business Insurance

✓ IPSE Group Pension

✓ IPSE Life Assurance

Read more


Grow your business

Be your own boss

To help our members' self-employed businesses thrive, we have a huge resource centre, dedicated events and a benefit platform to rival any large corporation. 

✓ IPSE Tax and Legal helplines

✓ IPSE Rewards: with thousands of money saving offers

✓ IPSE Partner Offers

✓ IPSE Contract Review Service

✓ IPSE Templates and Guides

✓ IPSE Magazines and Newsletters

Read more



Shaping the future of self-employment

We're ensuring politicians recognise the importance of the self-employed community by highlighting their need for flexibility and freedom, and their overwhelming contribution to the UK economy. 

Campaigns: Our Policy and External Affairs team work with Government, Parliament and right across the political landscape to make the UK a fairer place to be freelance or self-employed.

Research: Our Research team works to shed light on the reality of self-employment in the UK. With surveys and reports, they help us understand your needs and interests so we can champion them in government and across the business landscape. 

Read more


Join a community

Like-minded professionals

When you join IPSE, you join a supportive community of people who have chosen to be their own boss, just like you. Events, forums and our online groups, all help you get to know other IPSE members from a range of industries.

✓ Webinars

✓ Online networking events

✓ Private LinkedIn group

Read more


Sign up for emails and stay in touch

All the latest developments, straight to your inbox


What our members say


"As an IPSE Plus member I rest easy knowing that support is just a phone call away. The tax and legal helplines have solved quite a few issues for me over the years, they have saved me a lot of pain and even got me a VAT refund!"

Tim Bradburn
Blue Cricket, Founder


"IPSE gives freelancers the support they need to thrive in today's market. For me, the best part of IPSE membership is attending the organised events as I always learn something new and make useful connections."

Luke Nicholson
Improve Your Accent, Founder


"Being a member of IPSE has plugged me into a fantastic array of resources that I wouldn't be able to access otherwise. I've also been given access to really useful perks normally only available to full-time employees."

Iona Bain
The Young Money Blog, Founder



Am I covered against the Coronavirus pandemic?

For any Plus member who joins on or after 16 March 2020, or any Standard member who upgrades to Plus membership on or after 16 March 2020, please note that we are unable to cover any claim for any loss that is caused by or arises in any way from Coronavirus (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), a mutation or variation of SARS-CoV-2 or a threat, fear or likelihood of infection with any of the above.  Anyone who is a valid Plus member as at 15 March 2020 will be covered as normal.

What's included in Money Saving Offers?

By joining IPSE membership you'll get access to IPSE's Rewards platform through Perkbox, which features discounts on supermarkets, latest tech, holidays and enetertainment - with a few free coffees too! Last year IPSE members saved over a million pounds using IPSE Rewards.

See IPSE Rewards


That's not all! We also source the best-fit partners for your business - see some of our latest offers through our trusted network.

See partner offers


More questions?

If you have more questions about IPSE Membership, please check out our FAQ page, email us at [email protected] or call us at 020 8897 9970.



Protect your business and support the self-employed for less than 26p a day