Become a member

Our three membership plans have been designed by the self-employed, for the self-employed. With the right protection for your business, you can focus on what you do best.

Join IPSE today

How can we help your business?

Protection benefits

Protect yourself

IPSE protects its members with a range of essential benefits, from tax investigation cover to illness and injury cover. You'll have peace of mind both in business and in life, knowing you are covered by IPSE. 

Grow your business

To help our members' self-employed businesses thrive, we have a huge resource centre, dedicated events and a benefit platform to rival any large corporation. 

Campaigning with IPSE


We campaign to government and industry leaders to secure a fair deal for the self-employed. Our agenda is shaped by our members for the benefit of all contractors. #stopIR35 #endlatepayment #womeninwork

Community with IPSE

 Join a community

When you join IPSE, you join a supportive community of people who have chosen to be their own boss, just like you. Events, forums and our online groups, all help you get to know other IPSE members from a range of industries.


Become a member


Membership comparison table



Benefit Essentials Standard Plus
Premium guides and templates Y Y Y
Events Y Y Y
Money saving offers  Y Y Y
Wellbeing services (Perkbox) Y Y Y
Tax and legal helplines Y Y Y
Contract Review Service Y Y Y
Discounted business
insurance portal
IPSE Partner Offers Y Y Y
IPSE Group Pension - Y Y
IPSE Group Life Assurance - Y £5,000*
Tax Pre Dispute Cover - £250 per day of loss of earnings
up to £750
£500 per day of loss of earnings
up to £1,500
Tax Investigation Cover - Up to £100k indemnity Up to £100k indemnity
End Client, Umbrella
and Agency Default Cover
- Up to £2,500 for end client,
agency default not included,
umbrella default not included
Up to £10,000 for end client,
Up to £10,000 for agency default,
Up to £2,500 for umbrella default
Contract Failure Cover - Up to £750 Up to £1,000 (NA for umbrellas)
Jury Service Cover - Up to £1,500 per claim Up to £5,000 per claim (£2,500 for umbrellas)
Illness and injury Cover - - Up to £2,000 for full 3 weeks
Annual RRP (ex. VAT) £75 £176 £266
RRP (incl. VAT) £8.50 / month
(£90 annual)
£19.50 / month
(£211.20 annual)
£29.50 / month
(£319.20 annual)
*First £5,000 of life insurance included free of charge.



IPSE newsletter

All the latest developments, straight to your inbox

IPSE gives freelancers the support they need to thrive in today's market. For me, the best part of IPSE membership is attending the organised events as I always learn something new and make useful connections.

Luke Nicholson

Improve Your Accent, Founder

Being a member of IPSE has plugged me into a fantastic array of resources that I just wouldn't be able to access otherwise. I've also been given access to really useful perks that are not normally only available to full-time employees. But the help that IPSE provides isn't just practical and financial. Its magazine, email updates and events keep me connected with what's going on at a policy level and completely assures me that IPSE is giving us a voice and sticking up for our interests.

Iona Bain

The Young Money Blog, Founder

As an IPSE Plus member I rest easy knowing that support is just a phone call away. The tax and legal helplines have solved quite a few issues for me over the years. Once I got hit with a VAT enquiry when I was up to my ears in deadlines. HMRC was asking for a huge amount of information going back several years, which was extremely stressful at such a busy time. I called IPSE and their tax experts immediately got on the phone to HMRC to negotiate more reasonable terms. It saved me a lot of pain and in the end I even got a VAT refund!

Tim Bradburn

Blue Cricket, Founder


Am I covered against the Coronavirus pandemic?

For any Plus member who joins on or after 16 March 2020, or any Standard member who upgrades to Plus membership on or after 16 March 2020, please note that we are unable to cover any claim for any loss that is caused by or arises in any way from Coronavirus (COVID-19), severe acute respiratory syndrome coronavirus 2 (SARS-CoV-2), a mutation or variation of SARS-CoV-2 or a threat, fear or likelihood of infection with any of the above.  Anyone who is a valid Plus member as at 15 March 2020 will be covered as normal.

What's included in Money Saving Offers?

By joining IPSE membership you'll get access to IPSE's Rewards platform through Perkbox, which features discounts on supermarkets, latest tech, holidays and enetertainment - with a few free coffees too! Last year IPSE members saved over a million pounds using IPSE Rewards.

See IPSE Rewards


That's not all! We also source the best-fit partners for your business - see some of our latest offers through our trusted network.

See partner offers


More questions?

If you have more questions about IPSE Membership, please check out our FAQ page, email us at [email protected] or call us at 020 8897 9970.



Become a member from only £8.50 a month