Making the property buying journey what it should be – easy and enjoyable.
Using a reliable, independent mortgage broker can save you thousands when it comes to purchasing a home or investment.
IPSE would like to introduce John Charcol. They’re an award-winning mortgage broker who offer expert advice on buying property.
As an independent mortgage broker with over 40 years of experience, John Charcol have helped many self-employed business people secure mortgages – even after high street lenders have turned them down.
Why Choose John Charcol?
We take the stress out of buying property, supporting you throughout the application process all the way to completion. We will sort out the paperwork and remove the hassle of liaising with lenders.
Using a reliable independent mortgage broker can save you thousands when it comes to purchasing a home or investment.
We learn all we can about your situation, before presenting a personal case to the most suitable mortgage lenders. We already have the tools and industry knowledge, so letting us do this saves you time researching.
Our approach is to spend time understanding your individual circumstances so that we can liaise with self-employed mortgage lenders we know are best placed to support your application, and can therefore offer you mortgage deals tailored to your needs.
This might include approaching lenders who:
• Take into account net profits of the business, adding back in your drawings so that they have a better view of your potential annual income
• Understand business finance and can look beyond the accountant’s tax-efficient statement to assess real income
• Will allow us to talk directly with underwriters and make a personal case based on a wider view of your potential earnings
• Understand the pressures of self-employed business people and can work quickly to put a mortgage offer in place
We’ve helped thousands of people just like you who are in search of their new property – so why not talk to us? You can call us directly on 0333 331 7293 or visit our website for more information.
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YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.