The Association of Independent Professionals and the Self Employed (IPSE) is pleased to introduce AXA Health for their personal and business health and wellbeing.
Being self-employed can be incredibly rewarding. But it can be tough at times too. You often have to take on a lot of responsibility and, with so much on your mind, it can be easy to let your health take a back seat. Let us take care of your health and wellbeing so you can concentrate on your business.
At AXA Health, our healthcare cover provides access to eligible treatment for new medical conditions that arise after you join, depending on the underwriting option you choose. It may be more affordable than you think too, as you can tailor your plan to best suit your needs and your budget.
Whether you choose a personal or a business plan, our healthcare cover comes with the following benefits:
- 24/7 health information and support - from our team of nurses, counsellors, midwives and pharmacists via our Health at Hand health information phone support line1
- Phone support for muscle, bone and joint problems - with our Working Body service, you can speak to a physiotherapist over the phone without the need for a GP referral. They'll assess the symptoms, discuss what they could mean and help to plan next steps2
- Heart and cancer nurses - available by phone, who are experienced in supporting you and your family when living with these conditions
- Health and wellbeing benefits - such as discounted gym membership
Log in or become a member to access.
Small business health insurance
If you have a business bank account, you may be eligible for our small business health insurance which covers from 1 – 249 employees.
At AXA Health, all of our small business health insurance plans come with unlimited access3 to our online GP service, AXA Doctor at Hand (powered by Doctor Care Anywhere) as standard.
With AXA Doctor at Hand, you can get a 20 minute appointment with a GP at a time and place that suits you – 24/7, 365 days a year, wherever you are in the world4. And if you need a prescription, you can even have it delivered to your door if you’d like to5.
Plus, as an IPSE member, you'll receive a 15% discount when you purchase our business healthcare cover. ^
Log in or become a member to access.
Personal health insurance
If you don’t have a business bank account, you may be interested in our Personal Health insurance.
With our Personal Health plan our core cover means that you can usually expect things such as full hospital fees including operating-theatre costs, specialist fees, consultations, diagnostic tests, CT, MRI and PET scans and physiotherapy to be covered as standard, as long as you use a hospital from our Directory of Hospitals, and you're an in-patient or day-patient.
Our core cover even offers support for children, as well as support for more serious conditions such as cancer (subject to your medical history). As with all medical insurance we can’t cover everything, but you can be safe in the knowledge that we will do our best to support you.
Plus you'll receive 2 months free cover* and a £100 M&S gift card, or choose from one of four other available gifts** when you join.
Log in or become a member to access.
Terms and conditions
1Health at Hand nurses and counsellors available 24/7. Midwives and pharmacists available 8am-8pm Monday – Friday, 8am – 4pm Saturday and 8am – 12pm Sunday.
2This service is for our healthcare members aged 18 years or over. Any face to face treatment required is only payable under the plan if you have chosen the Therapy option.
3Doctor Care Anywhere's fair usage policy applies
4Subject to appointment availability
5Available in most circumstances. Out-patient prescriptions and deliveries are not covered by your AXA PPP healthcare plan and may cost more than on the NHS. Medicine may not be available worldwide. Prescriptions are restricted in USA and sanctioned countries.
^The 15% discount offer is available to Eligible Customers only and is available upon purchase of an Eligible Plan directly from AXA PPP Healthcare Limited, trading as AXA Health.
“Eligible Customers” means members of IPSE (The Association of Independent Professionals and the Self-Employed) who are not currently, and have not in the last three months been, a member of any individual or corporate plan, policy or trust scheme underwritten or administered by AXA PPP healthcare Limited or AXA PPP healthcare Administration Services Limited.
“Eligible Plan” means an SME policy with AXA Health and shall only include Business Health and Business Protect.
The 15% discount will be applied to each cover option that you purchase as part of your plan, which will equate to an overall 15% discount on your total contract price. The 15% discount will also apply to each beneficiary added to the same plan.
The 15% discount applies to the first year of your plan only. At the renewal of your policy onwards, your premium will be calculated in the normal way.
This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually.
AXA Health reserves the right to change or remove this offer at any time.
*The two months cover free offer is for new customers only. If paying annually, you will only be charged for 10 months of cover. If you pay monthly, the last two months of cover will be free. This offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer may be withdrawn at any time. At the renewal of your policy onwards, your premium will be calculated in the normal way.
**Choice of one of the following five offers available on purchase of a Personal Health plan only (excludes child only plans). Offers limited to customers who are not, and have not in the last three months, been a member of any individual or corporate plan, policy or trust scheme underwritten or administered by AXA PPP healthcare Limited or AXA PPP healthcare Administration Services Limited. Offer is non-transferable with no cash alternative. Offer cannot be used in conjunction with any other offer, apart from our 5% discount for paying annually. Offer limited to one per household and may be withdrawn at any time or substituted for an equivalent product. A one-time voucher code will be sent to the email address you provided on purchase of your Personal Health plan, within 28 days of receiving your payment if paying annually or, if paying monthly, within 28 days of receiving your second month’s subscription (as long as you haven't cancelled your Personal Health plan). The voucher code will only be redeemable through the AXA ActivePlus website against one of the following five items (T&Cs apply):
1. £100 M&S gift card
2. £150 AXA ActivePlus voucher
3. Fitbit Charge 3 - (subject to stock availability) per Personal Health plan
4. Nuffield Health Assessment
5. Realise Health Assessment
AXA ActivePlus is not regulated by either the Financial Conduct Authority or the Prudential Regulation Authority
The Association of Independent Professionals and the Self Employed (IPSE) is an introducer appointed representative of AXA PPP healthcare Limited. AXA Health is a trading name of AXA PPP healthcare Limited, authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Services purchased in addition to your insurance cover are not regulated either by the Financial Conduct Authority or the Prudential Regulation Authority. The private healthcare insurance plans are underwritten by AXA PPP healthcare Limited. Registered office: 5 Old Broad Street, London EC2N 1AD until 31 March 2021, and thereafter 20 Gracechurch Street, London EC3V 0BG. Registered in England and Wales number 3148119. Write to us at: AXA Health, Phillips House, Crescent Road, Tunbridge Wells, Kent TN1 2PL.