Protecting the self-employed. Your partner for insurance solutions and risk management.
Aon is a leading global professional services firm, arranging a broad range of commercial and personal insurance solutions.
Working in partnership with IPSE, Aon provides IPSE members with access to exclusive offers on insurance products for freelancers and the self-employed.
Professional Indemnity Insurance
Experienced and new freelancers alike, you want to provide excellent service and advice to your clients. But if one of your clients feels like your advice or work has resulted in financial or reputational damage, then they could ask to be compensated.
Professional Indemnity insurance provides cover for the legal costs and expenses in defending a claim, as well as compensation payable to your client to rectify the error. It also means you can continue trading during a dispute.
Unlike some industries, Professional Indemnity insurance is not mandatory for the self-employed or freelance workforce, but for some it’s considered essential business insurance. If you are providing advice or work where financial or reputational damage could incur, then you could benefit from PI cover.
You also have the option to add on additional covers including; Directors’ and Officers’ Liability, Public Liability, Employers Liability and Legal Expenses.
Join or log in to see an exclusive offer for PI cover
Additional offers available to IPSE members
Aon can arrange Office products that provide comprehensive cover for your legal liabilities, damage to your property or interruption to your business. Office cover also extends to include damage to documents and, where required for certain businesses, breakdown of any equipment, the cost of legal expenses, and theft by any of your employees*.
Join or log in to see an exclusive offer for Office cover
This type of insurance covers both your business’s liability following the loss of personal data, and the cost of meeting your obligations when personal data is lost. Cover can also be extended** to cover the cost of interruption to your business if your systems are unavailable, and the impact of cyber fraud.
Join or log in to see an exclusive offer for Cyber cover
110% discount on current rates applies to clients who have had no Professional Indemnity claims in the last 5 years, subject to minimum policy premiums and underwriting acceptance.
210% discount on current rates applies to clients who have had no related Office Insurance claims in the last 3 years, subject to minimum policy premiums and underwriting acceptance.
3Inclusion of Fraudulent Transfer and Criminal Rewards Costs covers at no additional cost and is subject to underwriting acceptance.
*Breakdown of any equipment, the cost of legal expenses, and theft by any of your employees is available through Office Elite Insurance only
** At an additional premium
These offers are open to IPSE members only. You must identify yourself as an IPSE member in order to qualify for these offers at point of quotation. New customers only, offers can be withdrawn at any time.
Professional Indemnity Insurance is arranged by Aon UK Ltd and underwritten by Markel International Insurance Company Limited. Cover for Cyber, Office Elite and Office Essentials Insurances are arranged by Aon UK Limited and underwritten by Maven Underwriters, which is a Managing General Agent operating under a delegated underwriting authority on behalf of insurers. Maven Underwriters is a trading name of Aon UK Limited.
The Association of Independent Professionals and the Self-Employed is an introducer appointed representative of Aon UK Limited which is authorised and regulated by the Financial Conduct Authority. FP.ENT.2547.GS