Private Medical Insurance

There is no shortage of advice on how to stay healthy and well, but sometimes we can all take good health for granted. Imagine if you or a family member became unwell.  Private medical insurance gives you prompt, efficient access to health care, with no NHS waiting lists, so that you and your family can focus on getting well.

Get some expert advice

We have arranged for you to have assistance from IPSE's independent benefits consultants, Mercer.  Their specialist consulting team can provide you with help and advice on private medical insurance cover - at no cost to you.

Private Medical Insurance premiums paid by your company

These would be treated as a benefit-in-kind and will attract tax payable by the individual at their highest marginal rate. The company and the individual will also have to pay National Insurance Contributions on the full amount. However payments for this benefit are allowed as deductions from profit for Corporation Tax (CT) purposes, and so reduce the amount of CT payable. You should seek advice from your accountant on the most tax efficient way to pay for Private Medical Insurance.

You deserve peace of mind

Let Mercer provide you with:

  • Specialist help and advice at no cost to you
  • Access to coverage that may not exclude your previous medical conditions
  • Access to discounted rates
  • Support available when you need it


You are unique

Private medical insurance is a very personal choice.  It is important that you receive advice on the right cover that will match your personal requirements.

Healthcare policies can be restrictive, difficult to compare and there is a substantial amount of information to consider and evaluate in order to make the right choice. So, whether you already have a policy in place and require assistance to renew it or are looking for first-time cover, Mercer may be able to help you access suitable policies with favourable terms and discounts.

Your needs will be assessed through a simple but comprehensive fact find, providing you with a solution that matches your personal requirements and level of spend. This is all included as part of our service - at no cost.

Mercer is not a price comparison company - they are specialists.  Their experts will help you arrange cover with confidence.


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